“It’s too late or too early to come up with an estate plan.” Many clients do not really acknowledge estate planning until it is too late. If you are 45, you should begin long-term care estate planning now. Only in this way, you can have a protected old age without any hassles on yourself or a burden on your family.


  1. aemmawilson119 190 days ago Permalink

    At Asset Protection and Elder Law Center, Shaffer and Phancao have complete control -- and control means “not having to ever worry about your future again,” she says. It means having protection from the court -- and saving thousands of dollars in legal expenses in the long run. “This is the best position to be in with the law when it comes to trusts. You don’t want to wait until the [bleep] hits the fan,” Shaffer says with a laugh. “By then, it’s too late. It’s about being proactive. It’s about being prepared, organized and thorough.”

  2. emma08482 190 days ago Permalink

    No matter how nice we may have it, we still have to live responsibly. This week, I would like to talk about something that pertains to all of us, no matter what age bracket you may be in. Let us visit the general parameters of an individual retirement account (IRA). An IRA is an investing tool used by individuals to earn and allocate funds for retirement savings.

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